Educators can get money to help them buy homes in expensive areas they teach in!

https://www.landed.com/

The Process

1

Your dream home cost: $500,000

(Home prices may be higher or lower in your area. This example is based on a home in Denver, Colorado.)

2

You need a $100,000 down payment

But that seems nearly impossible!

3

You can partner with Landed to get the $50,000 you need today

There are no monthly payments to Landed, and our fund helps more educators.

4

We help you find your dream home and contribute to the down payment

In this $500,000 home example, you put in $50,000, Landed puts in $50,000, and the bank provides a $400,000 loan.

5

Your dream home becomes your real home

You pay the costs of ownership but don’t make any monthly payments to Landed.

Some time passes, while you live happily in your home

6

Landed makes its return on investment when you sell or buy out the investment

For giving you half of your down payment, you'll share 25% of the investment gain or loss with Landed.

7a

If your home goes up in value,
 both you and Landed win

Sale Price	$600,000
Gain	+$100,000
Landed’s share of gain	+$25,000
Landed’s down payment	$50,000
Landed Keeps	$75,000
Your share of gain	+$75,000
Your down payment	$50,000
Mortgage principal paid down	$85,000
You Keep	$210,000

7b

If your home goes down in value,
 both you and Landed lose

Sale Price	$400,000
Loss	-$100,000
Landed’s share of Loss	-$25,000
Landed’s down payment	$50,000
Landed Keeps	$25,000
Your share of loss	-$75,000
Your down payment	$50,000
Mortgage principal paid down	$85,000
You Keep	$60,000

These are estimates only. Contact us for more information. 
“Mortgage principal paid down” is based on staying in your home for 10 years. You can learn more about your mortgage here.

Frequently Asked Questions

Where is Landed currently available?

Landed is currently available to employees of specific public K-12 school districts, colleges, and universities in expensive areas of California, Colorado, and Washington. You can view the list of counties here. 

If that's you, please reach out to us here or email us at customer@landed.com!

We are in the process of expanding to other cities across the United States, so you are welcome to sign up even if your city is not eligible yet. :)

Is down payment support the only thing you offer?

Landed offers more than down payment support. We're committed to supporting the educators we serve. So even if you're not ready to buy a home, we would love to speak with you. You can set up a time to chat with us after signing up here.

We also provide:

• A Homebuyer Team, including our Landed Agent Network
• Financial Coaching
• Homebuying Education

Get Started!

Read More FAQ!

Rockdale County Georgia NSP Neighborhood Stabilization Program up to $14,500 In Down Payment Funds for a Home!

Rockdale Neighborhood Stabilization Program Now Taking Applications- Receive up to $14,500 in Homebuyer Assistance on ‘move-in ready’ inventory homes.

The Rockdale Neighborhood Stabilization Program (NSP) was created for the purpose of stabilizing communities that have been severely impacted by foreclosures and abandonment.  Through the purchase and redevelopment of foreclosed and abandoned homes, the goal of the program will be realized.

Program Overview

To minimize the foreclosure impact, the NSP will purchase foreclosed homes in targeted areas, make necessary repairs and sell the homes to eligible homebuyers. Eligible applicants, who select a NSP home must submit earnest money and an executed contract.  Additionally, all homebuyers are required to complete eight hours of homebuyer education, which must include two hours of one-on-one housing counseling by a HUD-approved housing counseling agency.  All homebuyers must present a Certificate of Completion.  A list of HUD-approved homebuyer education agencies is available upon request.

2017 Income Limits

ANDP-Rockdale NSP Overview & FAQ

NSP Application 2017

How to get started link –

Rockdale Homes Available

Rockdale NSP Approved Lender List

Eligibility

Eligibility for NSP varies based on a multitude of family situations, including families as small as one person with an annual income of  up to $25,100, to larger families with annual salaries of over $110,000.  Persons residing either in or outside of Rockdale County who meet the criteria in the application are encouraged to apply for assistance through the NSP.

Program Income & Household Size Guidelines Household Size NTE 120% Single Person $ 57,360.00 Two Person $ 65,520.00 Three Person $ 73,680.00 Four Person $ 81,840.00 Five Person $ 88,440.00 Six Person $ 95,040.00 Seven Person $ 101,520.00 Eight Person(+) $ 108,120.00 Submit Completed Application to the Following: Information Desk Rockdale County Administration and Services Building 958 Milstead Ave. Conyers, GA  30012 Attn: ROC

Please email christie.phillips@rockdalecountyga.gov or call 770-278-7141 for more details regarding the

The KonMari Method: Helping You Prep Your House For Sale

One of the biggest challenges sellers face when listing their house is decluttering. Cleaning out some of the more personal decorating choices allows buyers to imagine themselves living in the house.

Those planning to sell soon are in luck! Marie Kondo, the inventor of the KonMari Method of Tidying Up,has gained popularity with her new Netflix series. She gives some great tips for sorting through years of accumulated possessions that we all collect in our homes.

“The KonMari Method™ encourages tidying by category – not by location – beginning with clothes, then moving on to books, papers, komono (miscellaneous items), and, finally, sentimental items. Keep only those things that speak to the heart, and discard items that no longer spark joy. Thank them for their service – then let them go.”

When you subjectively look at all of your belongings, you can sort through the ones that mean the most to you. Not only will you increase space for more joy-bringing items in your new home, but you will also have a much easier time packing remaining belongings!

“Remember, tidying up isn’t about getting rid of stuff. It is about creating an environment that sparks joy and improves your quality of life.”

When selling your house, first impressions matter! Before you or your agent schedule a photographer to take photos for your listing, make sure to tour your home with fresh eyes. Look for any imperfections that a buyer might notice.

When you sort through your more sentimental items, consider packing them away to ensure that you know where they all are. That way, they are safe during open houses and showing appointments. This will also cut down on the amount of packing you need to do right before you move!

Bottom Line

Whether you are selling your house to move up to a larger one, downsizing, or moving in with family, only bring the items that truly spark joy for you. This will not only help cut down on the items you move, but also ensures that you’re off to a great start in your new home!