10 Reasons to move to Stone Mountain Georgia! Ultimate Guide!

The Ultimate Guide if you are thinking about moving to Stone Mountain

1. Down Town Stone Mountain

Downtown Stone Mountain offers many fun things to do, there are festivals, events, Art Gallery's, Art strolls, Restaurants, Plays and events during the holidays.

2. Farmers Market

Stone Mountain Farmers Market has had a successful start. We have a delicious array of food and beautiful accessories. The Market is open from May 14, 2019 to August 27, 2019 on every Tuesday from 4:00 PM – 7:00 PM in the Municipal Parking Lot

3.  Stone Mountain Park!

 

Is a Major Attraction for Stone Mountain. 

https://www.stonemountainpark.com/Activities/Shows-Entertainment/Lasershow

Lasershow History

The Lasershow Spectacular debuted in 1983 on the world’s largest screen, the 825-foot-tall granite outcropping.

In 2008, for the 25th anniversary, the sound system and pyrotechnics for the Lasershow were amped up. 

Innovative when the show launched, the lasers, over time, began to look elementary. In 2011, Mountainvision was launched employing state-of-the-art digital video projection to give the show 3-D-like effects without the need for 3-D glasses. Video opened up a dramatic difference and allowed for new options that the lasers weren’t capable of. Mountainvision can do things like, turn Stone Mountain into a Volcano spewing lava down its sides or the rock crumble right before your eyes. The projection is five times the size of an IMAX screen!

NEW FOR 2019, The Rockin’ Land & Lake Tour is a guided, interactive journey through Stone Mountain Park. Each family-friendly trip is personalized with an expert tour captain for a one-of-a-kind experience every time you ride!

This high-energy, 40-minute journey begins with a tour around the park on Atlanta’s only open-top, double-decker bus. Guests will discover the Park’s iconic areas including the Historic Square, the museum at Memorial Hall, Summit Skyride, and so much more.

Following the scenic land tour, guests disembark the double-decker bus and take to the water for a sightseeing cruise around Stone Mountain Lake. Discover Goat Island, Canoe Island, Carillon and more while soaking up all the spectacular views on board a custom pontoon boat. Then complete your journey with a rockin’ ride back aboard the double-decker bus.

From fun-filled attractions to special summer entertainment and the nightly Lasershow Spectacular in Mountainvision, it’s the perfect destination for you and your family to unplug and reconnect this summer.

https://www.stonemountainpark.com/Events

4. Stone Mountain has so many Festivals and Fairs!  There are things to do almost every weekend and especially during the holidays!. 

NATIVE AMERICAN FESTIVAL AND POW WOW

Bring your family to experience the energy and color of the largest Native American gathering in Georgia. The four-day Native American Festival and Pow-Wow was named a Top 20 Event by the Southeastern Tourism Society.

Quarry Exhibit

This outdoor display was developed to tell the story of an industry that played a significant part in the history of Stone Mountain. Throughout the years, 7,645,700 cubic feet of granite were removed from the mountain. This is equal to one-foot-long paving stones stretching from the North Pole to the South Pole (12,444 miles)!

5. Hiking Trails, Picnic Areas

Stone Mountain Park features 15 miles of hiking and walking trails, including the 1 mile trail to the top of the mountain which starts at the Confederate Hall Historical & Environmental Education Center.

Walkers, joggers, and bicyclists can circle the mountain on Robert E. Lee Boulevard, a 5 mile loop. Motor vehicle traffic is one-way between Confederate Hall and the Grist Mill so you can enjoy wide dedicated lanes for jogging and biking

WALK-UP TRAIL TO TOP OF STONE MOUNTAIN

While on top, 1,683 feet above sea level, enjoy amazing views of downtown Atlanta, the North Georgia mountains and the surrounding area. On a haze-free day, you can see 60 miles from the mountain

Get outside with REI in the East Lake area of Stone Mountain Park. Join REI Outdoor School instructors for classes, outings, and stand up paddleboard, canoe and kayak rentals.

6. Dining and Places to Eat!

Think fresh. Fresh outdoors. Fresh food. Fresh dining. Marketplace at Stone Mountain Park offers Great Food to Go, making it easy to enjoy your day and evening at the park. From mid-morning snacks to complete dinners, many healthy and satisfying choices are within quick reach in a friendly atmosphere. The open style market provides your family with lots of ready-to-go choices

Dining & Full Bar

965 Main Street

Stone Mountain, GA 30083

Delicious Pizza Place with a Full bar for fun casual dining in Down Town Stone Mountain.

Pizza Cafe

5370 Stone Mountain Hwy #1030

Stone Mountain, GA 30087

T  /  770 - 413 - 6717

 

CalaBar & Grill

4144 Redan Rd
Stone Mountain, GA 30083

5099 Memorial Dr
Stone Mountain, GA 30083

El Torero Mexican 

Restaurant

Arden's Garden Juice

4895 Stone Mountain Highway Unit C 
Lilburn, GA 30047

7.  Shopping Centers

Stone Mountain Square

5370 US-78, Stone Mountain, GA 30087

7. Movie Theaters and Entertainment

NCG STONE MOUNTAIN

1825 Rockbridge Road Stone Mountain, GA 30087
Located in the Stone Mountain Festival Shopping Center
Showtimes: (678) 476-1020

2075 W Park Pl. Blvd, Stone Mountain, GA 30087

Get Air has thousands of squar feet of wall to wall trampolines to jump bounce and flip for hours of fun. There is an open court of trampolines and plenty of games and a foam pit for fun and safety.

Netherworld Haunted House

2076 West Park Place Blvd
Stone Mountain, GA 30087

http://fearworld.com/wordpress/tickets/

8. Golf Courses

36 Holes of Championship Golf

Located in one of the most popular attractions in Georgia, Stone Mountain Park, just minutes from downtown Atlanta, Stone Mountain Golf Club features two championship golf courses and offers scenic views of historic Stonhe Mountain and Stone Mountain Lake.

What makes Stone Mountain Golf Club such a remarkable experience is the unique personalities of its two courses. The Stonemont Course is a classic challenge that places emphasis on accuracy and strategic course management. The Lakemont Course complements Stonemont with a less demanding, target-oriented layout and exquisite views of Stone Mountain and the surrounding lake.

Stonemont Course
Designed and built in 1969 by the renowned Robert Trent Jones Sr., this masterpiece has offered a pure test of golf from all tees since its inception. The Stonemont Course at Stone Mountain Golf Club has played host to numerous national, professional events as well as Georgia amateur championships.

The Stonemont Course is laid out over gently rolling and cantered fairways of premier Bermuda grass and greens of immaculate bent grass. The par 70 layout stretches 6,863 yards, and is challenging with its narrow fairways, strategically placed bunkers and numerous stands of Georgia pines.

Lakemont Course
Georgia native John LaFoy designed the Lakemont Course at Stone Mountain Golf Club. It features incredible views of Stone Mountain and the lake.

The front 9 holes of the Lakemont Course wind around Stone Mountain Lake, with six holes having water in play. The back 9 offers beautiful holes with rock outcroppings and four holes where water comes into play. LaFoy's penchant for mounding and dramatic bunkering is evident throughout the course. The dramatic elevation changes offer a unique ambience that appeals to every golfer.

9. Assisted and Independent Senior Living

. 

Active living, Assited Living and onsite healthcare!  Park Springs is an amazing community that services Seniors to facilitate active involved social and supportive lifestyles through all stages of retirement.

They have amenities, activities, rentals and homes to purchase.

Park Springs

500 Springhouse Circle
Stone Mountain, GA 30087
General Information
770-879-4330

10. Parks Recreation and Trails!  

Stone Mountain is located in both Dekalb and Gwinnett Counties so the park systems are the best of both Worlds!

Wade Walker YMCA is an awesome facility with camps, a water park and exercise facility for a low monthly membership!  Swim, Team Sports and outdoor recreation areas make for a great experience!

Trail Guide Yellow River Park 3232 Juhan Road, Stone Mountain 30058 General, Program and Rental Information: 678.277.0900

Deshong Park 

Featuring a skateboard park, basketball courts, playground walking trails and picnic tables.. Deshong Park is a free fun adventure for hours of fun.

These are just a few things to do in Stone Mountain and great reasons to relocate to the area, and if you need a Realtor to find your dream home please do not hesitate to contact me!  770-231-2253 Thanks for Reading!

Have you ever heard of a CAIVRS - The “Secret” Database That Could Kill Your Mortgage Approval

CAIVRS - CREDIT ALERT VERIFICATION REPORTING SYSTEM

If you’re planning to buy a home or refinance an existing mortgage loan soon, you should take some important steps to prepare. Solid credit scores, clean credit reports and good job history all give you a better shot at a mortgage approval. But even if you can check all of these requirements off your list, you still may not automatically qualify for a new loan.

It is possible for negative credit incidents that don’t actually appear on your traditional credit reports to haunt you. You may ask, “How is that possible?” It’s a reasonable question because normally credit problems that do NOT show up on credit reports won’t impact your loan approval prospects. The answer is simple. The credit reports generated by Equifax, TransUnion and Experian are not the only type of reports your lender may review when you apply for a mortgage.

Find Your Home on www.myatlantaliving.com Register and Set Up Your Account Search by Monthly Cost and Save Favorites Get Step-by-Step Home Buying Advice

CAIVRS: The "Secret" Database

The Credit Alert Verification Reporting System (CAIVRS) database was developed by the U.S. Department of Housing and Urban Development (HUD) in June 1987. Like the credit reports generated by the three major credit reporting agencies, lenders will sometimes rely upon CAIVRS reports to help them determine whether or not to approve your loan application.

Unlike the databases maintained by the credit reporting agencies (Equifax, TransUnion and Experian), CAIVRS is a database which strictly tracks delinquent and defaulted federal debts. If your name appears on CAIRVS, it is because you have defaulted or your payments are past due on a debt that is either owed to or backed by the federal government. This is sometimes referred to as a “negative only” database because the information contained is a record of delinquency or default rather than on-time payments.

Here are a few examples of some of the types of issues that could land you in the CAIVRS database:

• Past due or defaulted federal student loans
• Unpaid settlement to the Department of Justice
• FHA/VA/USDA loans with delinquencies, defaults or a government-paid insurance claim within the past three years
• Small Business Administration (SBA) loan delinquencies or defaults

Why Lenders Use CAIVRS

It is true that your CAIVRS report can help lenders to predict the risk of doing business with you, just like a traditional consumer credit report. But the primary reason lenders check your CAIVRS report is because they are generally required to do so for any applications that involve a federal loan (FHA, VA, USDA, SBA, etc.). Lenders are required to conduct a CAIVRS search because Title 31 of the United States Code (Section 3720B) bars "delinquent federal debtors from obtaining federal loans or loan insurance guarantees."

Is Your Name In the Database?

If your name appears in the CAIVRS database, you probably will not be eligible to receive a new federally backed loan (unless you qualify for an exemption) until the issue in question has been resolved. The bad news is that unlike credit reports that you can view on your own, the CAIVRS database can only be accessed by a lender. If you are worried that your name may appear in CAIVRS, it’s probably best to tell your lender right away so that you will have time to try to fix any potential issues early in the application process.

Under what legal authority is CAIVRS implemented?

CAIVRS was developed by the Department of Housing and Urban Development in June 1987 as a shared database of defaulted Federal debtors, and enables processors of applications for Federal credit benefit to identify individuals who are in default or have had claims paid on direct or guaranteed Federal loans, or are delinquent or other debts owed to Federal agencies.

In 1989, the Office of Management and Budget set as a performance goal that certain program agencies and their authorized financial institutions should use CAIVRS to conduct prescreening to determine a loan applicant's credit status with the Federal Government. The purpose of this methodology would enable the program agencies to prescreen their borrowers and to broaden the Federal Government's base in determining an applicant's creditworthiness. Some non-tangible factors are:

• Verifying that loan applicants are not in default or delinquent on direct or guaranteed loans of participating Federal programs as required by
  OMB Circular A -129.
• Providing authorized users with a means to prescreen applicants for Federal credit benefit, to avoid extending benefits to individuals who are
  credit risks.
• Demonstrating to the public the Federal Government's commitment to collecting delinquent debt and the importance of meeting Federal
  obligations.

Is Credit Holding You Back? Not Anymore! www.emgeasycredit.com

Life happens to ALL of us. I have been though it just like many of my clients that I serve and that is certain challenges in life happen, loss of job, income, divorce, health.. economy! You name it! and our credit can become affected.

Many of you may already know that I was a HUD certified housing counselor for many years after the economic crash and I helped SAVE many of my clients homes from foreclosure and I also short sold homes for those clients that simply wanted out of the tremendous negative equity load.

I counseled and coached clients on budgeting and other items to help them get their credit restored. At that time I met George Cole. George was able to help take the load off and work with those clients that had foreclosures, bankruptcy, and other challenges to get those items removed. The process was different then and many things have changed with the credit bureaus. George has grown his company and evolved with the times and is able to reverse negative credit.

Yes that is right. Reverse Negative Credit. The old method has been "dispute dispute dispute" and I have not recommended ANY companies ( outside of Housing Counselors and the Mortgage Company you are working with to get a credit "re score") up until now as you cannot have any items in dispute when you make a mortgage applicaiton and as soon as they come out of dispute the credit score drops. I also did not like all the "membershi[" sites that want you to enroll and pay them monthly the rest of your days as they say they only dispute a few items at at time. 

This is COMPLETELY different. It works. www.emgeasycredit.com  please take a look at the information videos testimonials.. contact their office or hey call me!

Whether you decide to purchase a home or not.. you still need your credit to obtain good interest rates on auto loans and insurance... and even to rent. 

Thank you for reading!
https://www.youtube.com/watch?v=u-1kXeBQ3ZI

Warm Regards,

Latika Archuleta
Citywide Brokers
770-231-2253
www.myatlantaliving.com

Your business is a pleasure!

Fix your Credit! Start with Debt Validation!

In accordance with the Fair Debt Collection Practices Act (FDCPA), you can challenge the validity of a debt. Following is a sample debt validation letter that you can use to request the creditor/collection agency verify that the debt is actually yours and you are legally bound to pay that debt. However, make sure you send the debt validation letter in registered mail.

, 

, 

Re: Acct No 

To Whom It May Concern:

I am writing this letter in response to the phone call/letter received from you on (Date). In conformance to my rights under the Fair Debt Collection Practices Act (FDCPA), I am requesting you to provide me with a validation of the debt that you talked of earlier. Please note, this is not a refusal to pay, rather a statement that your claim is disputed and validation is demanded. (15 USC 1692g Sec. 809 (b))

I do hereby request that your office provide me with complete documentation to verify that I owe the said debt and have any legal obligation to pay you.

Please provide me with the following:

1. Agreement with the creditor that authorizes you to collect on this alleged debt
2. The agreement bearing my signature stating that I have agreed to assume the debt
3. Valid copies of the debt agreement stating the amount of the debt and interest charges
4. Proof that the Statute of Limitations has not expired
5. Complete payment history on this account along with an accounting of all additional charges being assessed
6. Show me that you are licensed to collect in my state; and
7. Your license numbers and Registered Agent

If your office fails to reply to this debt validation letter within 30 days from the date of your receipt, all instances related to this account must be immediately deleted and completely removed from my credit file. Moreover, all future attempts to collect on the said debt must be ceased.

Your non-compliance with my request will also be construed as an absolute waiver of all claims to enforce the debt against me and your implied agreement to compensate me for court costs and attorney fees if I am forced to bring this matter before a judge.

Thanking you,

Your Signature_______________________

Your Name__________________________